Content
- Insurance for the allotment garden
- What insurance for the allotment garden club come into question
- Insurance for the allotment gardener himself
Insurance for the allotment garden
Insurance for the allotment garden makes sense on two levels: the allotment garden association itself needs insurance to protect itself against various dangers. The gardener himself protects his arbor with a garden insurance from damage.
What insurance for the allotment garden club come into question
The following insurances can make sense for the association:
Liability insurance: If on the grounds of the allotment club someone comes to harm, then the liability insurance jumps in. This insurance should therefore be missing in any allotment garden club. Since many allotments are also run by older people, a fall on the trails is nothing out of the ordinary, but without a proper club liability insurance can quickly lead to greater inconvenience.Legal expenses insurance: The legal protection insurance is used to overturn possible litigation before the financial costs. If this insurance is lacking, a protracted litigation can quickly exhaust the financial resources of a club.accident insurance: If one of the members of the club suffers an accident as part of its association activity, then the accident insurance company will take over.building insurance: The building insurance protects the clubhouse against damage from storm, hail or lightning.
Insurance for the allotment gardener himself
Even the allotment gardener himself should worry about insurance. In question are the building insurance and home contents insurance (together as so-called Lauben insurance available). They protect the allotment arbor from potential damage. What exactly is protected by the insurance is stated in the insurance conditions. Usually it is fire, lightning, storm and hail damage as well as insurance protection at burglary.